SIP & Mutual Fund Calculator
Estimate future wealth and returns for monthly SIP investments.
Projection only, not guaranteed — not financial advice.
About This Tool
A Systematic Investment Plan (SIP) means investing a fixed amount regularly (usually monthly) instead of a lump sum. This calculator projects how that regular investment can grow over time using compound growth at an assumed annual rate of return, showing your total contribution separately from the estimated gains.
How to Use SIP & Mutual Fund Calculator
- Enter how much you plan to invest each month.
- Enter your expected annual rate of return.
- Enter the investment duration in years to see projected total wealth.
Frequently Asked Questions
Is the projected return guaranteed?
No. Investment returns are never guaranteed — this tool shows a projection based on the rate you enter, which is an assumption, not a promise.
Does this account for inflation?
No, the figures are in today's currency terms without adjusting for future inflation. For an inflation-adjusted estimate, use a lower assumed return rate.
What is a realistic rate of return to assume?
This varies widely by investment type and market; consult your fund's historical performance and a licensed financial advisor for realistic assumptions.